World Bank has approved a loan of $250 million for Jhelum and Tawi Flood Recovery Project for reconstruction of flood-affected public infrastructure in Jammu & Kashmir. The loan has a maturity of 25 years, including a 5 year grace period. World Bank will also support in strengthening the capacity of state government to respond and better manage natural disasters in future. The project will be funded by International Development Association (IDA).

The recovery project will focus on 20 districts — Anantnag, Baramula, Budgam, Bandipora, Ganderbal, Kupwara, Kulgam, Pulwama, Shopian, Srinagar, Jammu, Samba, Kathua, Reasi, Doda, Kishtwar, Ramban, Poonch, Rajauri and Udhampur.

It will help rebuild damaged public buildings – hospitals, schools, higher education buildings, fire stations, and selected block and district offices.

In September 2014, a continuous spell of rains had caused Jhelum, Chenab and Tawi rivers, their tributaries and many other streams to flow above the danger mark which had severely affected livelihoods in the state.T low lying ones, were flooded for more than two weeks, while Jhelum breached its banks at several places.