Mobile wallet and digital payments player FreeCharge has announced the launch of its ‘Çhat and Pay‘ feature. The company said this feature enables social payments between users and merchants.

• The chat-based payments interface will let merchants accept payments using the FreeCharge app in under a minute of registration,merchants will also be able to upgrade their payment limit of Rs. 1,00,000 with necessary KYC verification.
• FreeCharge is looking to bring on board neighbourhood small shopkeepers, Taxi services and merchants from the unorganised sector using the service, which brings a buyer – seller chat interface for merchants.
• To accept payments, merchants must register their bank account number, geo-location and choose a custom identifier, called a paytag to allow customers to identify their service area through their FreeCharge app.
• Merchants can start accepting digital payments in less than a minute after registering on the FreeCharge app, and the chat-based payment feature has a five second transaction time, the company said.

Earlier this year in January, FreeCharge had partnered with McDonalds to enable customers to pay using its wallet using the on-the-Go Pin authentication method, and had also tied up with fashion retailer Shoppers Stop in November 2015.