The Mukhyamantri Mahila Udyamita Abhiyaan (MMUA) is a new financial aid program that the government of Assam just started. Its goal is to give rural women businesses more power.

The goal of the program is to give women the money they need to start their businesses without going through Self-Help Groups (SHGs).

The conditions for this project are special, and they focus on the number of children who can be beneficiaries.

Assam govt

Goals of the MMUA Scheme

The goal of the MMUA plan is to help rural women who are part of self-help groups grow. It wants to turn them into “Rural Micro-Entrepreneurs” and give each member a goal of ₹1 lakh in yearly income.

Criteria for eligibility: balancing family planning and business

For the grant, women from the general caste and other backward caste (OBC) groups can only have three children. But women from the Moran, Muttock, and tea-tribe groups don’t have to follow these rules if they have four or fewer children.

It is required that women from Scheduled Tribe (ST) and Scheduled Caste (SC) groups have no more than four children to be eligible.

• Rules about having children for general and OBC women: Three children are the most that can be eligible.
• ST and SC: Up to four children can get the most out of this reward.
• Morans, Motoks, and “Tea Tribes”: Four kids at most.

Additional Rules for Beneficiaries

Besides not having children, recipients must also meet two other requirements:

Education for Girls: If a beneficiary has a girl, she must put her in school. For girls who aren’t going to school yet, they need to sign a promise to start going there soon.

Tree Plantation Campaign: People who benefited from the government’s tree planting campaign, Amrit Brikshya Andolan, need to make sure that the trees they planted are doing well.

Phase One: Start-up money for business ideas

Before the MMUA starts, every qualified person will get a grant of ₹10,000 for the first year. This seed money is meant to help start-up several different businesses, picked from a list of 145 business plans put together by the government.

₹3,900 crore has been set aside in the state’s annual budget for this plan, which is the largest amount of money ever given to a project of this kind in Assam.

Phase Two: Making financial help stronger

In the second year of the MMUA, those who are accepted will get extra help in the form of a ₹12,500 bank loan and a grant of the same amount from the state government.

The money will not be given out in the second year until a full review of how the first year’s grant was used is completed. This makes sure that the money is used responsibly and that the people who are helping are held accountable.