Prime Minister Narendra Modi’s Pradhan Mantri Jan Dhan Yojana (PMJDY) the biggest financial inclusion initiative in the world, has completed its First Anniversary on August 28, Friday. Pradhan Mantri Jan Dhan Yojana (PMJDY) the biggest financial inclusion initiative in the world, was announced by the Prime Minister Narendra Modi on 15th August 2014 and Mega launch was done by him on 28th August 2014 across the country.

At present more than 17.5 crore bank accounts have been opened under Pradhan Mantri Jan Dhan Yojana (PMJDY) and the people have deposited more than Rs.22,000 crore in these accounts.

Milestones by PMJDY

• Banks have opened 17.74 Crore accounts under PMJDY with deposit of more than 22000 crores.
•  Aadhaar has been seeded in 41.82% of account opened under PMJDY.
• More than 10 lakhs accounts have been found eligible for Overdraft facility.
• 847 Claims of Life cover of Rs.30000 and 389 Claims of accident insurance cover of Rs. 1 lakh have been successfully paid.
• Zero balance accounts in PMJDY have declined from 76% to 45.74% from September 2014 to  19^thAugust 2015.
• 131012 Mega Financial Literacy camps were organized by banks under PMJDY

As on 22^nd August, 2015,

• 8.17 crore beneficiaries – Enrolled Pradhan Mantri Suraksha Bima Yojana.
• 2.76 crore beneficiaries – Enrolled under Pradhan Mantri Jeevan Jyoti Bima Yojana. 
• 6.83lakh account holders – Enrolled under Atal Pension Yojana.